We provide an analysis and statement of the source term in the classical Kaluza field equations, by considering the 5-dimensional (5D) energy-momentum tensor corresponding to the 5D geodesic hypothesis that is typically presumed in the Kaluza theory. By providing the 5D matter Lagrangian, this work completes a Lagrangian analysis of the classical Kaluza theory that began by establishing the proper form of the unique Kaluza field Lagrangian. This work considers the transformation properties necessitated by general covariance of the Kaluza source terms, to establish the correct form for the source terms in the field equations, and to establish the 5D matter Lagrangian that corresponds to the 5D geodesic hypothesis. In addition to the effects of a scalar field expected from other scalar-tensor or scalar-electromagnetic theories, a peculiar Kaluza coupling coefficient arises for charged matter which acts to vary the source strengths in ways unknown to conventional physics. We briefly evaluate the implied modifications to source terms in the field equations. We find an ADM-like neutralization of gravity at high specific charge states and a saturation in field strength at high specific charge-to-mass ratios.